First, some background information (in the simplest terms possible). In Australia, you can "salary package" a portion of your pre-tax salary so that you only pay tax on the fraction of your salary that you don't "package". Your "packaged" salary can be used for several things including rent, credit card bills, mortgage, getting a car (including its running cost) and laptop purchase, to name a few things. In Victoria, even "food and entertainment" expenditure can be deducted from your pre-tax pay.

Yesterday, I text messaged Ridwan around lunch time to basically say oops! we forgot that we're supposed to meet up with the salary packaging lady today. And then today in the car...

First, some background information (in the simplest terms possible). In Australia, you can "salary package" a portion of your pre-tax salary so that you only pay tax on the fraction of your salary that you don't "package". Your "packaged" salary can be used for several things including rent, credit card bills, mortgage, getting a car (including its running cost) and laptop purchase, to name a few things. In Victoria, even "food and entertainment" expenditure can be deducted from your pre-tax pay.

Yesterday, I text messaged Ridwan around lunch time to basically say oops! we forgot that we're supposed to meet up with the salary packaging lady today. And then today in the car...